Employers Liability

Employers Liability is designed to provide protection against settlements or damages payable where an employee has sued for a work-related illness that Accident Compensation Commission does not cover.

The policy also extends to cover defence costs, including those incurred defending allegations of a breach of the Health and Safety in Employment Act 1992 (and amendments) and reparation awards made by a Court following a prosecution under the Health and Safety in Employment Act 1992 (and amendments).


NZD $30,000,000

Risk Appetite


  • Professional Services
  • Information Technology
  • Allied Health
  • Accommodation
  • Hospitality
  • Architects and Engineers
  • Education
  • Charities / Not for Profit Organisations
  • Sport and Recreation
  • Retail
  • Transport, Storage and Freight Forwarding
  • Trade Services


  • Agriculture / Fishing / Farming Mining
  • Amusement Parks / Tourism Pharmaceuticals
  • Occupations involved with Asbestos, methamphetamine affected properties or Tobacco
  • Aviation
  • Railways
  • Construction Wholesale / Retail of Trade Products
  • Medical and Hospitals
  • Utility Providers
  • Manufacturing Work on Watercraft over 10 metres
DUAL - Employers Liability

Liability Claims

For further information on our claims handling, click here.

To find your local Underwriter and obtain a quotation for Employers Liability, please click here. 

Talk to a DUAL Underwriter

Contact DUAL