DUAL's expanded Motor offering is now LIVE! 

With over 22 years in Motor experience DUAL can provide the motor insurance solution you require for your customer.  Our priority is getting your customers vehicle back on the road fast with minimal interruption.

Risk Appetite

Discover our broadened appetite and the perfect protection for you and your clients motor assets. Read our more detailed list below:

Preferred Risks 

Comprehensive Covers

  • Fleet (more than 15 units)

  • Non-Fleet (less than 15 units)

  • Light Commercial Vehicles 

Light Commercial Vehicles

  • Cars/Van/Utes/Trailers/Light Trucks/Mobile Plant

Local Heavy Transport  (less than 150kms round trip)

  • Trucks/Trailers/Mobile Plant

Local Mixed Fleets

  • Light Vehicles, Trucks, Trailers/Mobile Plant

Registered Motor Vehicle Traders

  • Home Dealerships through to Mid-Size Dealerships with up to $3M stock

Niche Motor

  • Classic Motor Vehicles

  • Prestige Motor Vehicles

Declined Risks ✖ 

  • Private Motor Vehicle  – Standard (excluding niche motor)

  • Static Plant (not a motor risk) e.g., Tower Crane etc

  • Emergency Service Vehicles

  • Forestry Mobile Plant

  • Couriers

  • Taxis/Ubers

  • Standalone Third Party Only & Third Party Fire Theft covers.


Selective Risks 🔍︎ 

Vehicles Hired out – Rental Car operations.

  • Preference given to smaller operations where the rental is incidental to the main business type.


  • Preference is given to weekend riders or classic motorbikes.

 Vehicles carrying hazardous or dangerous goods.

  • Preference is given to well established carriers with a displayed history of carrying these types of goods.

Linehaul – All types

  • Preference given to well established operations with proven claims history and particularly those aligned with General Freight and Bulk Cartage.


  • Preference given to smaller operations such as Tour Buses that have smaller capacity buses.

NZ - Motor-Claims-Icon- August 2023

Motor Claims

  1. For further information on our Motor claims handling, click here.

Talk to a DUAL Underwriter

Contact DUAL